Wrongful liability determinations aren't just bad for the policyholder.
They're bad for the insurer too.

A tamper-evident, cryptographically signed record — captured at the roadside, before any dispute exists — protects both sides from a wrong call. Fewer disputes. Fewer complaints. Fewer Ombudsman referrals. ClaimReady pairs that record with a fleet-wide dashboard, so nothing is left to one driver's memory or one manager's inbox.

Trade mark accepted (UK00004391601) Now onboarding founding fleet partners
Live capture · 09:42 11.4s, signed & ready
Step 1 of 5
Scene & conditions
📍 A14, Suffolk
9°C · Rain
Timestamp07 Jul 26 · 14:32
Weather sourceMet Office
Step 3 of 5
Vehicle & damage
CarVan TruckBus
2 damage points marked — front bumper, wing mirror
Step 5 of 5
Review & sign
PDF/A-3 · signed
SHA-256 9f3a71e…c21e
Guided capture — driver's view
1 in 3deliberate collisions now involve a van or HGV (APU / Hill Dickinson)
69,022licensed goods vehicle operators in Great Britain, most with no dedicated claims handler (Traffic Commissioners Annual Report)
<2minfor your driver to complete the guided capture
<12sfrom capture to signed report

Liability decisions are only as good as the evidence behind them.

A driver has an accident. What happens next is still a phone call and a hope that someone remembered to take a photo. ClaimReady doesn't decide who's at fault — insurers and courts do that. What it does is make sure they're working from an independent, timestamped record of what actually happened, captured at the scene before any dispute exists, instead of two conflicting stories weeks later. Better evidence means fewer wrongful liability calls, disputes and complaints — because the decision-maker actually has something to decide from.

Today
Driver exchanges details and moves on
No photos, no GPS, no timestamp — just your driver's word
A fabricated injury or damage claim is hard to fight
You find out what happened when the claim lands on your desk
One bad claim can wipe years off your no-claims record
With ClaimReady
Driver opens the app at the scene
Guided capture — GPS, photos, signature, under 2 minutes
Signed, hashed report exists before the other side's story does
You see it immediately — not three weeks later
Nothing left for a fraudulent claim to attach to

Five steps. Built for someone who is shaken, not someone who is calm.

Every screen is designed for the roadside — large targets, plain language, and capture that continues even without signal.

01
Scene & conditions
GPS, timestamp and weather captured automatically. Photos guided by prompt.
02
Injury declaration
A timestamped declaration, made before any claims company gets involved.
03
Vehicle & damage
Tap-to-mark diagram matched to the vehicle type — car, van, HGV or motorcycle.
04
Other party
Registration lookup and an insurance certificate scan, captured in seconds.
05
Review & sign
A signed, hashed report — ready for your fleet manager to forward straight to the insurer.

One driver's phone. One fleet's whole picture.

Capture is only half the job. Someone still has to see it, track it, and manage who's driving what. ClaimReady's dashboard gives fleet owners that oversight — without becoming another thing they have to manage themselves.

Fleet Director
Full visibility across the entire fleet — every vehicle, every driver, every claim
Live status on every report: submitted, delivered, pending, failed
CSV export and a straightforward approve / needs-changes workflow
The whole fleet's claims picture, in one place
Fleet Managers
Delegated access to their own patch — not the whole fleet
Built for larger operators who split responsibility across several managers
Self-service driver rosters — current, joined, and left — kept up to date by the fleet, not by us
Every manager sees exactly what they're responsible for

One capture standard. Three very different audiences need it.

Fleet operators

For hauliers of every size — from owner-drivers to large multi-site fleets — with no structured FNOL process today.

  • Works with any insurer, today
  • Flat monthly licence, unlimited claims
  • Every driver captures incidents the same way
Insurers

Every ClaimReady report your policyholders' fleets generate today is court-admissible evidence your claims teams can rely on — with direct system integration on the roadmap.

  • Independent, tamper-evident evidence before any dispute exists
  • Injury declaration before CMC contact
  • Demonstrable fraud-prevention evidence for ECCTA's Failure to Prevent Fraud offence (in force since Sept 2025)
Car hire & investors

A pre-loaded link at point of hire — or a first-mover position in an unserved market.

  • No new app download mid-rental
  • First-mover UK position, trade mark secured
  • Pre-seed, SEIS/EIS eligible

The fraud has changed. The roadside phone call hasn't.

Investigators are explicit about why fraud gangs target commercial vehicles — and until now, nothing has closed the gap they're exploiting.

Crash for cash
Fraud gangs target vans and HGVs on purpose — fully insured, and driven by people too pressed for time to argue liability at the roadside.
The fraud window
Most fraud is constructed in the hours between an incident and its phone-call notification — a window ClaimReady closes.
No dedicated handler
Great Britain has 69,022 licensed goods vehicle operators (Traffic Commissioners Annual Report) — the large majority small operators with no claims process of their own.
£340m+ a year
Estimated annual cost of crash-for-cash fraud across the UK motor industry (IFB).

If you're a fleet operator, insurer, or investor — let's talk.

admin@claimreadyltd.co.uk · 07375 213 517
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