THE INCIDENT HAPPENS ONCE

Capture it at the scene
before the scene changes.

Traditional First Notification of Loss (FNOL) often begins after the event, when the customer is asked to remember and explain what happened. ClaimReady® moves structured evidence capture to the point of incident.

01 · INCIDENTIt happens now.
→
02 · CLAIMREADYCapture it now.
→
03 · RECORDUse it later.

THE DIFFERENCE IS WHEN

You can't remember later what you never knew you needed to remember in the first place.

After an accident, the problem isn't only what people forget. Sometimes they are later asked for information they never knew they needed to remember.

01

Guidance at the scene

When a driver is shaken or unsure what matters, ClaimReady guides them through the information to capture while it is still available.

02

Contemporaneous capture

Location, third-party details, vehicles, images, damage and witnesses can matter later — even when the driver had no reason to memorise them at the time.

TRADITIONAL FNOL

Incident → Delay → Recollection → Reconstruction

CLAIMREADY

Incident → Guided capture → Structured first record

ONE INCIDENT RECORD. TWO ROUTES TO SCALE.

The same first record can start from either side.

Insurer→ClaimReady→Policyholder
Policyholder→ClaimReady→Insurer

Drivers and insurers are the two primary routes. Fleet and Car Hire apply the same guided incident-capture principle in their own operating environments.

01

Drivers

Know what to capture before you need to know it.

ClaimReady Accident guides the first record at the scene. ClaimReady Wallet provides free everyday motoring utility between incidents.

For drivers →
02

Insurers

Start with contemporaneous information, not reconstruction alone.

Explore what changes when structured capture begins at the incident and is tested on real claims.

For insurers →
03

Fleet

Give drivers a consistent incident process.

A common guided journey can support more consistent capture across fleet vehicles and drivers.

Discuss Fleet →
04

Car Hire

Capture the incident around the vehicle while it is still there.

A structured journey for customer-driven vehicles, covering scene, vehicle, damage and third-party information.

Discuss Car Hire →

FOR MOTOR INSURERS

ClaimReady changes where FNOL begins.

Instead of relying principally on later recollection to create the first account, ClaimReady guides the policyholder to capture structured information at the point of incident. The resulting report can then be used through the insurer's existing claims channel.

THREE PRESSURES. ONE POINT OF INTERVENTION.

01

Claim cost

Test whether better-timed, more complete initial information improves the claims starting point and reduces avoidable rework.

02

Claims capacity

Test how much initial information collection and follow-up can be removed when the policyholder is guided to capture it correctly once.

03

Evidence

Give claims and fraud teams an earlier structured information base for downstream assessment — without ClaimReady making the liability decision.

CONTROLLED INSURER PILOT

Measure it on your own claims.

Establish a baseline, run a controlled ClaimReady cohort and compare evidence completeness, follow-up activity, handling effort, claims readiness and other agreed measures. No assumed saving — measure the effect.

Discuss a pilot

CLAIMREADY FOR DRIVERS

Accident is the reason ClaimReady exists.
Wallet helps make sure it's already with you.

ClaimReady Accident gives drivers the guided incident-capture journey. ClaimReady Wallet is the free everyday motoring utility designed to keep useful motoring information and documents together between incidents.

BE AMONG THE FIRST

First 100 drivers — one year FREE.

First 100 drivers: register before 10 November 2026 to receive ClaimReady Accident free for one year after launch. No payment card required to join the launch list. This is the first release of places within our wider 500-driver offer.

THE CORE PRODUCT

ClaimReady Accident

£36 / year

or £4/month

  • Guided five-stage incident capture
  • Scene, conditions and damage capture
  • Third-party details
  • Injury declaration, review and signature
  • Structured incident report for use when reporting the claim
FREE

ClaimReady Wallet

£0

Everyday motoring utility

  • MOT information and reminders
  • Vehicle tax information and reminders
  • Store motoring documents
  • Keep important documents available
  • Reminders for documents and important dates

CAPTURE IT ONCE. AT THE POINT OF INCIDENT.

Be ready before
you need to remember.

Join the launch list, discuss an insurer pilot, or talk to us about Fleet and Car Hire.